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F i n a n c e r
# 672/1, 50 Feet Road, 4th Stage, BEML Layout, Rajarajeshwari Nagar, Bangalore - 560 098.
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Enterprise Capital Collateral-Free Loans Up to ₹50 Lakhs

Empower Your Enterprise With Fast Business Financing

Whether you need working capital to execute high-volume purchase orders, expand retail footprint, upgrade manufacturing machinery, or manage seasonal cash flow, AEY Financial Solutions helps Bangalore businesses secure fast credit with flexible tenure up to 60 months.

₹50 L+

Unsecured Limit

60 Mo

Max Tenure

72 Hrs

Fast Approval

Zero

Asset Pledging

Customized Credit Facilities for Every Business Need

Small and medium businesses drive the economy, yet traditional bank bureaucracy often causes delays. We connect entrepreneurs, traders, manufacturers, service providers, and professionals directly to leading lending desks with pre-vetted credit programs.

Unsecured Business Loan

No physical collateral required. Avail quick credit up to ₹50 Lakhs based on GST filings and healthy annual banking turnover.

Working Capital / CC & OD

Cash Credit (CC) and Overdraft (OD) limits that allow you to pay interest solely on the amount utilized, ensuring smooth day-to-day liquidity.

Machinery & Equipment Finance

Procure high-tech machinery, office IT hardware, or manufacturing tools with up to 90% equipment invoice financing and manageable EMI structures.

Loan Against Property (LAP)

Unlock high-ticket capital up to ₹5 Crores+ by pledging residential or commercial property at substantially lower interest rates with tenures up to 15 years.

Eligibility Criteria

Parameters Requirements
Business Constitution Proprietorship, Partnership, LLP, Private Limited Companies, Self-Employed Professionals
Business Vintage Minimum 1 to 2 years in current line of business
Annual Turnover Minimum annual turnover of ₹25 Lakhs+ reflected in GST filings
Age of Promoters 24 to 65 years at loan maturity
Credit Score 650+ CIBIL score with clean repayment history

Documents Required

Promoter & Firm KYC
  • PAN & Aadhaar Card of Promoters/Directors
  • GST Registration Certificate & Udyam Aadhaar
  • Partnership Deed / MOA & AOA / Certificate of Incorporation
Financial & Tax Documents
  • Last 2 years Audited Balance Sheet & P&L
  • Last 2 years ITR with computation
  • Last 12 months GST-3B returns
Banking Statements
  • Last 12 months Current Account bank statements for all operating accounts
  • Sanction letters of existing active loan facilities (if any)

Frequently Asked Questions

Yes! Unsecured Business Loans require zero collateral. Banks evaluate the funding amount based on your past 12 months GST turnover, profit margins, and regular cash flow credits into your business current account.

A Term Loan disburses a lump sum with fixed monthly EMIs, ideal for long-term investments like machinery or infrastructure. An Overdraft/Cash Credit line grants you a revolving limit where you only pay interest on the money withdrawn for daily operational needs.

For standard unsecured business loans, our team expedites document appraisal to deliver formal sanction within 48 to 72 hours, with direct NEFT/RTGS disbursal following immediately upon agreement signing.
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