Car Loans & Refinance in Bangalore | Low Interest Rates & Fast Disbursal

Exclusive Auto Financing Sanction within 48 Hours

Unlock Liquid Cash With Up to 200% Car Refinance

Turn your car into instant working capital or emergency funds without selling it. AEY Financial Solutions offers the highest loan-to-value (LTV) funding in Bangalore with minimal documentation and attractive interest rates.

200%

Max Car LTV

84 Mo

Max Tenure

48 Hrs

Quick Disbursal

20+

Bank Partners

Complete Auto Loan Solutions Tailored to You

Whether you're purchasing a brand-new vehicle, financing a certified pre-owned car, refinancing your current vehicle for urgent funds, or transferring your existing car loan to a lower interest rate, AEY Financial Solutions ensures you get the most competitive loan structure with zero hidden surprises.

New Car Loans

Finance up to 100% on-road price across top brands. Enjoy minimal down payments and flexible repayment plans from 12 to 84 months.

Car Loan Refinance

Leverage your vehicle's current market value to obtain high-volume liquid funds up to 200% LTV while continuing to drive your car.

Pre-Owned Car Loan

Purchase certified pre-owned or used cars with up to 90% funding on the vehicle valuation and convenient EMI schedules.

Balance Transfer & Top-Up

Transfer your current high-interest car loan from other lenders to our partner banks to slash your monthly EMI and secure additional top-up funds.

Eligibility Criteria

Parameters	Salaried Individuals	Self-Employed / Business
Age Limit	21 to 60 years	21 to 65 years
Minimum Monthly Income	₹25,000 / month	Annual ITR ₹3.0 Lakhs+
Work Experience	Min 1 year in current job	Min 2 years in current business
CIBIL / Credit Score	650 & above preferred	650 & above preferred
Eligible Vehicle Age	Up to 10 years at loan maturity	Up to 10 years at loan maturity

Documents Required

KYC Documents

PAN Card (Mandatory)
Aadhaar Card / Passport / Voter ID
Recent passport-size photographs

Income Proofs

Latest 3 months salary slips (Salaried)
Latest 2 years Form 16 / ITR with Computation
Latest 6 months bank statement

Vehicle Documents

RC Book copy (for used car & refinance)
Valid insurance policy copy
Proforma invoice (for new cars)

Loan Paperwork

Existing loan statement (for Balance Transfer)
Foreclosure letter from existing lender
Post-dated cheques / ECS mandate

Frequently Asked Questions

Car refinancing is an asset-backed loan where your vehicle acts as collateral. Based on the current market valuation of your car and your credit credentials, our banking partners can approve funding up to 200% of the car's assessed value. You retain full ownership and usage of the vehicle while accessing liquid funds.

Yes! Through our Car Loan Balance Transfer with Top-Up program, your existing outstanding loan is paid off by our new partner bank, and the remaining surplus value is credited directly into your account as liquid cash.

Once all necessary documents and vehicle valuation are verified, sanction is typically issued within 24 hours, and full disbursal occurs within 48 to 72 hours directly into your bank account.

Loan Services

AEY Financial Solutions

Need Immediate Guidance?

Speak directly with our senior loan advisors in Bangalore.

Kiran N: 9886100272 Jeevan G: 8123969292

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Car Loans & Refinance